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sermon-notes/references/hc/LD5-HC13.md

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### 13. Q. Can we make this payment ourselves?
**A**. Certainly not. Actually, we increase our debt every day.<sup>1</sup>
<sup>1</sup> [Matt. 6:12](/index.php/get-passage/Matthew+6:12); [Rom. 2:4-5](/index.php/get-passage/Romans+2:4-5)